Core Services
Controlling costs while delivering high quality – it takes a comprehensive approach that extends from detailed analyses of an employer’s benefits program, to employee education on health and wellness incentives.
Strategic Consulting
- Understanding the culture and philosophy of your organization and its particular circumstances
- Quantifying the benefits and costs of your current or intended program
- Educating you on industry trends
- Setting expectations and goals
Plan Analysis & Design
- Utilization analysis for medical, dental and prescription drugs
- Underwriting analysis of claims, reserve, premium and trend forecasting
- Fully-insured vs. self-funded trade-offs analysis
- Cost-benefit analysis of competing plan designs
- Preliminary action plan
Marketplace Search & Recommendations
- Preparation of requests for proposal based on your requirements
- Review of provider responses, statistical analysis & recommendations
- Selection of providers
- Negotiation of performance guarantees
Plan Implementation & Communications
- Health and welfare benefit plan marketing and design
- Overall benefit plan coordination
- Employer and employee contribution strategies
- Management of open enrollment and employee communications
Ongoing Account Management
- Ongoing operations and support
- Queries and service requests
- Claims audits and analysis
Customized Reports
- Financial reporting for budgeting purposes
- Benchmarking and customized surveys
- Plan design modeling
- Claims underwriting
Annual Review
- Analysis of financial projections from carriers
- Annual report addressing utilization, benchmarking evaluations, program modifications, cost-sharing and renewal recommendations
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